Wednesday, June 27, 2012

Collecting social security Benefits of an Ex-Spouse

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Social security benefits supply an revenue for retired or disabled habitancy and their dependents. If a spouse dies, the surviving dependent spouse is commonly entitled to the benefits.

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In some cases, a old spouse may still gather some collective security benefits of an ex-spouse. Generally, relinquishment accounts are part of the marital village discussion, but collective security ordinarily isn't.

Upon reaching full relinquishment age, a divorced spouse may receive up to half of their ex-spouse's collective security advantage amount. In order to be eligible the marriage must have lasted for 10 or more years, the dependent spouse must not have remarried and must not be entitled to their own benefits that exceed half of the old spouse's full advantage amount.

To gather an ex-spouse's benefits, the ex-spouse must be eligible to receive their own benefits. If all requirements are met, the ex-dependent spouse may apply for the benefits, even if the spouse is deceased or has not yet applied.

If the ex-spouse is not already receiving their own collective security benefits, they are required to wait two years after the disunion is final to apply for the spouse's. If they are receiving their own, the two-year waiting duration doesn't apply.

Receiving collective security Benefits of a Deceased Ex-Spouse

When an ex-spouse is deceased, the ex-dependent spouse may be able to gather collective security benefits at 60 years old, and 50 years old if disabled. The ex-dependent spouse may be entitled to receive 100 percent of the number if the deceased was fully insured at the time of death.

In some cases, an ex-spouse may be eligible to receive the benefits, even if the marriage was shorter than 10 years. Exceptions are sometimes made if the divorced dependent ex-spouse is caring for a child of the deceased who is under 16 years of age or disabled. To qualify to receive the benefits, the ex-dependent spouse must not have remarried and not be entitled to the same or higher number of benefits of their own. The will be eligible as long as the child is under 16 or disabled.

There is no limit on how many ex-dependent spouses may receive collective security benefits from a deceased ex-spouse. The rate is not reduced agreeing to the number of ex-dependent spouses who gather benefits.

Applying for collective security Benefits

Eligible ex-dependent spouses do not automatically begin receiving collective Security. They must file an application with the collective security Administration. This can be done in-person at a local Ssa office, at www.ssa.gov or by calling 800-772-1213.

After applying, the spouse will be required to supply an traditional birth certificate, collective security card, marriage license and disunion [http://www.totaldivorce.com] resolve to the Ssa. If the ex-spouse is deceased, a copy of the death certificate must also be provided.

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