Submit Your Fafsa Early to increase Your chance of Receiving Federal student Loans

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NextStudent, the Phoenix-based premier schooling funding company, recommends that you submit your Free Application for Federal learner Aid (Fafsa), as close to Jan. 1 as potential because, although official deadlines for submitting the Fafsa vary from state to state, disbursement of federal aid is microscopic and awarded on a first-come first-serve basis. Students and parents should find time before the new year to accumulate all the information they need to complete the Fafsa so they can be prepared to submit as soon as potential and growth their opening of receiving need-based federal learner loans.

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How is Submit Your Fafsa Early to increase Your chance of Receiving Federal student Loans

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The Application Process Made Easier
Students should visit the Fafsa website to get tools that will help them complete the Fafsa, along with the pre-application work sheet. Although not part of the official application, this work sheet helps students and parents accumulate all the information they need to complete their application online (and offline, for that matter), along with group protection numbers, driver's license numbers, W-2s and Federal earnings Tax Returns.

If families have not filed their 2006 tax returns by Jan. 1, they can assessment their earnings as accurately as potential and then make corrections to their application at a later date by going to the Fafsa website.

Online Advantages
The U.S. Division of schooling recommends that students fill out and submit their Fafsa online. Results are received faster than submitting by mail, and the Web version automatically checks the application for errors before submitting, which decreases the opening that it will be rejected due to missing or incomplete information.

When submitting the Fafsa online, the Division of schooling requires that the application be signed electronically. Students must apply for a Pin (Personal Identification Number) that serves as the electronic signature. To receive a Pin, users can go to http://www.pin.ed.gov.

Federal Aid Confirmation
Several weeks after a learner submits the Fafsa online, that learner and the colleges indicated on his or her Fafsa will receive a learner Aid record (Sar) from the Division of Education. Colleges use that record to conclude a student's financial aid eligibility. It is prominent for the learner to double check the Sar to make sure there are no errors. If there are errors, changes can be made online by going to the corrections link mentioned above.

After a learner finds out the types of federal learner loans for which he or she qualifies, it then is a good time to look into applying for Stafford Loans, Plus Loans or Graduate Plus Loans.

NextStudent's Federal College learner Loan Programs
NextStudent is a federal lender that can help students and their parents accumulate learner loans for college. Practically every learner qualifies for an unsubsidized Stafford loan. It is easy to apply for NextStudent Stafford learner Loans because there are no credit checks, payments are delayed until after graduation, and the interest rate is a low 6.8 percent.

Other incentives offered by NextStudent include: 3 percent cash rebate on the remaining necessary balance after 30 consecutive months of on-time payments when repaying using Auto-Debit, .375 percent interest rate reduction for using Auto-Debit for repayment, and a 2 percent upfront cash rebate.

It is prominent for students to submit a Fafsa because not all federal aid programs are need-based. When students submit early they put themselves in line to accumulate the federal learner loans to help pay for their higher education, and NextStudent is there to help with an array of federal learner loan benefits and incentives.

NextStudent believes that getting an schooling is the best speculation you can make, and it is dedicated to helping you pursue your schooling dreams by making college funding simple. Learn more about learner loans at NextStudent.com.

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